Home Loan & Refinancing Process
- Step 1: Contact Empire, connect with a mortgage broker
- Step 2: Apply for loan/refinancing
- Step 3: Gather appropriate documentation
- Step 4: Appraisal
- Step 5: Underwriting
- Step 6: Approval with conditions
- Step 7: Processing (typically takes 2-4 days)
- Step 8: Final underwriting
- Step 9: Closing